Start With Minimum Scope
Fundai keeps API access focused on the funding workflow and avoids withdrawal permission, unrelated wallet operations, or unnecessary account control.

Fundai Resource Guide
Last reviewedReviewed byFundai
When rates or returns look low, inspect minimum rate, order mode, reserves, fixed days, API, and 2026 automation conflicts. Fundai turns this topic into a non-custodial operating standard with restricted API access, reports, and alerts.
This page describes Fundai's own Bitfinex USD funding workflow. The goal is not to sell a fixed-return story. It places "2026 guide to checking Bitfinex lending settings" inside the decision order a financial tool should make visible: whether assets remain in the user-owned Bitfinex account, whether API access excludes withdrawal permission, whether strategy settings can be reviewed, whether interest and fees reconcile to records, whether abnormal states are surfaced, and whether users can stop with complete records intact.
Fundai keeps API access focused on the funding workflow and avoids withdrawal permission, unrelated wallet operations, or unnecessary account control.
A dedicated API key should be easy to revoke and recreate when service use, device access, IP settings, or strategy ownership changes.
Lending Pro, Auto Renew, old API keys, fixed terms, and reserve rules can all change placement behavior, so Fundai treats them as setup checks.
Connection failures, missing offers, idle capital, or report gaps can come from permissions, wallet location, IP whitelist rules, or account status.
Checklist
HowTo
Treat the API key as the firewall of financial automation, not as a one-time technical setup step.
FAQ
No. Fundai is a non-custodial automation and reporting desk. Rates, fills, idle capital, early repayment, fees, and exchange risk affect outcomes.
Financial automation starts with boundaries. Fundai does not need withdrawal permission, and users should be able to revoke API keys at any time.
No. Fundai does not custody assets. Assets stay in the user-owned Bitfinex account and Funding Wallet.
Reports help reconcile orders, rates, funded seconds, fees, idle capital, and abnormal states, so actual results are not reduced to marketing numbers.
No. Funding automation should not require withdrawal permission, and users should not grant asset-transfer ability to a funding tool.
No. Common causes include key or secret errors, missing permissions, IP whitelist mismatch, Bitfinex API status, wallet location, or account verification limits.
Sources