Non-Custody Is Not Zero Risk
Fundai does not custody assets, but users still face Bitfinex account, exchange, digital-asset, market-rate, and regulatory risks.

Fundai Resource Guide
Last reviewedReviewed byFundai
Inspect safety through non-custody, withdrawal API permission, exchange risk, idle funds, and reporting records. Fundai turns this topic into a non-custodial operating standard with restricted API access, reports, and alerts.
This page describes Fundai's own Bitfinex USD funding workflow. The goal is not to sell a fixed-return story. It places "Is Bitfinex lending safe?" inside the decision order a financial tool should make visible: whether assets remain in the user-owned Bitfinex account, whether API access excludes withdrawal permission, whether strategy settings can be reviewed, whether interest and fees reconcile to records, whether abnormal states are surfaced, and whether users can stop with complete records intact.
Fundai does not custody assets, but users still face Bitfinex account, exchange, digital-asset, market-rate, and regulatory risks.
Matched funding may need to mature or be repaid early before funds are available, and withdrawal or conversion paths can add constraints.
Login location, verification data, account limits, API state, and official notices can affect lending, reports, and exits.
Financial tooling should keep abnormal states, fees, idle capital, strategy stops, and API revocation visible and auditable.
Checklist
HowTo
Risk content should create a stop and exit workflow, not just a generic warning.
FAQ
No. Fundai is a non-custodial automation and reporting desk. Rates, fills, idle capital, early repayment, fees, and exchange risk affect outcomes.
Financial automation starts with boundaries. Fundai does not need withdrawal permission, and users should be able to revoke API keys at any time.
No. Fundai does not custody assets. Assets stay in the user-owned Bitfinex account and Funding Wallet.
Reports help reconcile orders, rates, funded seconds, fees, idle capital, and abnormal states, so actual results are not reduced to marketing numbers.
No. Non-custody means Fundai does not hold assets, but exchange, API, rate, liquidity, and account-state risks still exist.
Not always. Matched funding usually waits for maturity or early repayment, so exits depend on term, idle balance, and withdrawal workflow.
Sources