Fundai Resource Guide

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Bitfinex lending glossary.

Fundai definitions for Funding Wallet, funded seconds, idle capital, APR, funding fee, hidden offer fee, and API permissions. Fundai turns this topic into a non-custodial operating standard with restricted API access, reports, and alerts.

This page describes Fundai's own Bitfinex USD funding workflow. The goal is not to sell a fixed-return story. It places "Bitfinex lending glossary" inside the decision order a financial tool should make visible: whether assets remain in the user-owned Bitfinex account, whether API access excludes withdrawal permission, whether strategy settings can be reviewed, whether interest and fees reconcile to records, whether abnormal states are surfaced, and whether users can stop with complete records intact.

01

Start With Capital Location Terms

Funding Wallet, available capital, funded capital, reserves, and idle capital are different states. Fundai separates them so users do not rely on one total balance.

02

Return Terms Need Time And Fees

APR, daily rate, funded seconds, gross interest, net interest, funding fee, and hidden offer fee should be read together in reports.

03

API Terms Define Control Boundaries

Read access, funding offers, wallet balance, IP whitelist, withdrawal permission, and API revocation are trust boundaries, not just technical labels.

04

Event Terms Should Become Actions

Early repayment, unfilled offers, idle windows, Auto Renew conflicts, Lending Pro conflicts, and API abnormalities should map to checkable and stoppable actions.

Checklist

Fundai checklist before acting on Bitfinex lending glossary

  1. Confirm assets are in the user-owned Bitfinex account and Funding Wallet, not in Fundai.
  2. Separate available capital, funded capital, reserves, unfilled capital, and idle capital.
  3. Read rates with funded seconds, early repayment, funding fees, and hidden offer fees.
  4. Confirm API keys do not include withdrawal permission.
  5. When reports differ, check timezone, currency, fee assumptions, order state, and official records.
  6. Connect unfamiliar terms to a real process: stop strategy, revoke API access, or keep reports.

HowTo

How Fundai structures Bitfinex lending glossary

Use the glossary to establish shared language before reading strategy settings, return reports, or risk pages.

  1. Start with Funding Wallet, available, reserved, idle, and funded amount to understand capital location.
  2. Use APR, daily rate, funded seconds, gross interest, fee, and net interest to reconcile return language.
  3. Review API key, permission, IP whitelist, withdrawal permission, and revocation boundaries.
  4. Map early repayment, unfilled offers, Auto Renew, Lending Pro, and alerts to events users can act on.
  5. After reading the terms, reconcile your Fundai reports with official Bitfinex records.

FAQ

Bitfinex lending glossary FAQ

01Does Fundai guarantee Bitfinex lending returns?

No. Fundai is a non-custodial automation and reporting desk. Rates, fills, idle capital, early repayment, fees, and exchange risk affect outcomes.

02Why does this topic keep mentioning API permissions?

Financial automation starts with boundaries. Fundai does not need withdrawal permission, and users should be able to revoke API keys at any time.

03Do users transfer assets to Fundai?

No. Fundai does not custody assets. Assets stay in the user-owned Bitfinex account and Funding Wallet.

04What role do reports play in Fundai?

Reports help reconcile orders, rates, funded seconds, fees, idle capital, and abnormal states, so actual results are not reduced to marketing numbers.

05Why does Fundai need a Bitfinex lending glossary?

Many risk mistakes start with mixed terms. Capital location, rates, fees, API permissions, and event states should be clear before automation starts.

06How is APR different from actual interest?

APR is an annualized view. Actual interest still depends on principal, daily rate, funded seconds, early repayment, idle capital, and fees.

07When does hidden offer fee matter?

If hidden offers or related settings are used, fee treatment can differ from ordinary funding fees and should be separated during reconciliation.

Sources

Official References And Verification Sources

Funding interest earnings and feesOfficial support material for funding interest and fee calculation.Bitfinex feesOfficial fee schedule for Margin Funding provider fees and hidden offer fees.What is Margin FundingOfficial support material for P2P funding, verification level, and collateralized loans.