Rate Is Not The Whole Result
APR, FRR, daily rates, and credited interest are different. Principal, time, fees, and fill state must be read together.

Fundai Resource Guide
Last reviewedReviewed byFundai
Before trusting a free trial or low monthly price, use Fundai to check trial limits, capital caps, exchange fees, API scope, reports, and exit costs. Fundai turns this topic into a non-custodial operating standard with restricted API access, reports, and alerts.
This page describes Fundai's own Bitfinex USD funding workflow. The goal is not to sell a fixed-return story. It places "Bitfinex lending bot free trial and plan checklist" inside the decision order a financial tool should make visible: whether assets remain in the user-owned Bitfinex account, whether API access excludes withdrawal permission, whether strategy settings can be reviewed, whether interest and fees reconcile to records, whether abnormal states are surfaced, and whether users can stop with complete records intact.
APR, FRR, daily rates, and credited interest are different. Principal, time, fees, and fill state must be read together.
Bitfinex funding fees, hidden offer fees, Fundai service cost, and idle-capital cost all affect net return.
Early repayment, API failure, idle funds, unfilled offers, and missed high-rate windows should become trackable events.
Historical rates differ from account outcomes because fill rate, queue position, capital size, fees, and depth all change.
Checklist
Fundai Standard
A free trial can show days, demo access, or a limited launch window.
Check which features are included, whether capital is capped, how often orders run, and whether reports remain available after the trial.
Fundai treats trial access as setup evidence, not proof of future performance.
A low monthly price can hide managed-capital limits, exchange fees, or service-fee basis.
Check capital caps, the 200 USD Fundai plan, the 10% realized-profit service fee plan, Bitfinex funding fees, hidden offer fees, and exit costs.
Fundai evaluates the total operating cost instead of isolating one headline price.
A trial may ask for API access before trust and data retention are clear.
Check dedicated keys, no withdrawal permission, IP controls, revocation, retained reports, and export behavior.
Fundai uses restricted API access and keeps report reconciliation visible.
The important question is what happens when the trial ends or the plan is paused.
Check the stop path, report export, API revocation, support route, and whether funds stay in the user-owned Bitfinex account.
Fundai keeps the workflow non-custodial with a visible exit path.
HowTo
The reporting page exists to make every result explainable, not just more attractive.
FAQ
No. Fundai is a non-custodial automation and reporting desk. Rates, fills, idle capital, early repayment, fees, and exchange risk affect outcomes.
Financial automation starts with boundaries. Fundai does not need withdrawal permission, and users should be able to revoke API keys at any time.
No. Fundai does not custody assets. Assets stay in the user-owned Bitfinex account and Funding Wallet.
Reports help reconcile orders, rates, funded seconds, fees, idle capital, and abnormal states, so actual results are not reduced to marketing numbers.
The same daily rate can produce different credited interest when actual funded time differs; rate-only views hide idle windows.
No. Backtests are research inputs. Actual results still depend on fills, fees, idle capital, early repayment, and market demand.
Sources